How does the 'Simplify Debts' algorithm work?

It uses a greedy min-cash-flow algorithm to minimize the total number of transactions. Instead of every person paying every other person directly, it pools the net balances and matches the biggest debtors with the biggest creditors.

Is my data shared with anyone?

No. All data is stored locally in your browser's localStorage. Nothing is sent to a server, ensuring 100% privacy for your group expenses.

Can I split an expense unevenly?

Yes, you can split by exact amounts, percentages, or shares for each individual member.

Bill Splitter

Easily split bills, shared expenses, and travel costs with friends. Supports equal, percentage, and shares-based splitting with debt simplification.

⚠️ Tool Moved

Bill Splitter is now part of Tip Calculator

We have consolidated our expense tools into a single suite. All your previous groups and data have been automatically migrated.

Go to New Location

Easily split bills, shared expenses, and travel costs with friends. Supports equal, percentage, and shares-based splitting with debt simplification.

How to Use This Bill Splitter

1Create a group (e.g., 'NYC Trip') and add all members.
2Add expenses as you go, selecting who paid and how it was split.
3Use 'Percentage' or 'Shares' for uneven splits.
4Check the 'Settle Up' tab to see who owes whom.
5Record payments to clear debts.

Features

✓Private & Secure: Data stored locally in browser.
✓Multiple Split Methods: Equal, Percentage, Exact Amount, Shares.
✓Debt Simplification: Minimizes total transactions.
✓Offline Capable: Works without internet.
✓Export & Share: Share settle-up link with friends.

What is the Bill Splitter?

The Bill Splitter is a powerful, privacy-focused tool for managing shared finances. Whether you're traveling with friends, sharing an apartment, or organizing a group dinner, this tool calculates exactly who owes what. It features a smart 'debt simplification' algorithm (similar to Splitwise) that reduces the number of payments needed to settle everyone up.